KOTAK ETERM PLAN

D/A Investor,

Once you add product you will receive a call from our service provider as soon. Then as per your time schedule, 

Advisor will visit your location or it's office, 

Our experience finance adviser will guide you with all your requirements along with helping you choose the plan, 

keeping your financial strength & Eligibility. 

Assuring you a hassle free financial service and experience

Note :- For consultancy / visit we are charge Rs.100/- Only 

Term Insurance is a life insurance policy that coverage for a fixed number of years i.e the 'Term' of the policy. 

If the insured individual dies when the policy is active, a death benefit is paid to the nominees of the insured individual.

Key Feature of the plan

• Option to avail cover for Whole of Life.
• Get income payouts from age 60 onwards under Income Plus Option.
• Get additional Sum Assured on Accidental Death (through ADB option).
• Get back all premiums paid on survival till maturity with Return of Premium option
• Enjoy special premium rates for female lives and non-tobacco users.
• Avail Waiver of Premium on diagnosis of Critical Illness(through WOP CI option).

Death Benefit:

“Death Benefit” is payable as a lump sum to your Nominee if you, the Life Assured die during the policy term. It is the highest of

• Sum Assured on Death 
• 105% of Total Premiums Paid 
• Life Cover SA

Sum Assured on Death for Single Pay (SP) is the higher of:

•  125% of Single Premium
•  Sum Assured on Maturity

Sum Assured on Death for other than Single Pay (Limited Pay and Regular Pay) is the higher of:

• 10 times of the Annualized Premium
•  Sum Assured on Maturity

Tax Benefit :

 as per the applicable sections of the Income Tax Act, 1961, as amended from time to time